933 Cotton St, Reading, PA 19602

Property Description

Back on the market due to no fault of the seller! The previous buyer was unable to secure financing just one business day before settlement, creating a rare opportunity for new buyers to step in. This well-maintained Reading home offers excellent potential for first-time buyers or investors looking to expand their portfolio. Featuring a classic city layout, the property includes comfortable living areas, multiple bedrooms, and abundant natural light. The lot measures approximately 1,306 sq. ft., offering a manageable outdoor space ideal for low-maintenance living. The home is now vacant and ready to welcome its next owner. According to the Seller Property Disclosure Statement provided to the current owner at the time of purchase, the roof was installed in 2024, offering added peace of mind. During the recently canceled transaction, the buyer’s lender ordered an FHA appraisal, and the property successfully passed the FHA appraisal and compliance review. Several required repairs and improvements were completed during that process. As a result, buyers using FHA financing may find this home particularly well-prepared for a smooth, straightforward approval. Conveniently located near schools, shopping, restaurants, and public transportation, this home offers value, accessibility, and long-term potential. Whether you’re seeking an affordable home or a solid investment opportunity, 933 Cotton Street deserves your attention. For added convenience, the seller kindly requests—though does not require—that settlement be conducted with Your Home Settlement Services LLC, located at 2209 Quarry Drive, Suite C-45, West Lawn, PA 19609. This title company has already opened the file and completed the preliminary work; they are simply awaiting lender figures to prepare the final Closing Disclosure. Buyers remain free to choose any licensed title or settlement company they prefer. The seller is also open to buyers who are able to settle before the end of the year, depending on lender timelines.